The Directors and Trustees College is an interactive one-day seminar to provide ongoing education to bank directors and trustees on current topics and various elements of bank supervision. It is designed to help directors and trustees, both new and experienced, stay abreast of the ever-changing regulatory and economic environment. Now more than ever, directors and trustees are under constant pressure to remain current in their knowledge of the banking industry and the segment their institution serves. There must also be a basic understanding of what issues are currently impacting their institution's financial performance and competitive environment.

This program is offered in partnership with the State Trade Associations. Each session is limited to approximately 100 attendees to foster active participation. Registration information can be found on the Associations' respective websites, which can be linked to directly (see schedule below). This is the fifth year of this very popular program, and the program has undergone significant revisions for 2007. The program includes a general session on current economic conditions, a luncheon presentation of current topics effecting community banks, and a choice of three interactive breakout sessions. There are nine breakout session topics offered, and the attendee can tailor the seminar to their own individual needs by registering in advance for those topics of most interest.

2007 breakout sessions:

• Understanding the CAMELS Rating System,
• Loan Policy and Lending Supervision,
• Credit Analysis,
• Ongoing Administration of the Loan Portfolio,
• Interest Rate Risk/ALCO,
• Reaching the Unbanked – Emerging Markets
• Insider Fraud – Protecting your Bottom Lines,
• BSA / USA PATRIOT Act,
• Protecting your Customers Privacy – a Directors Guide to GLBA