Each depositor insured to at least $250,000 per insured bank

Consumer Protection and Community Reinvestment Act Guidance

Lending Compliance Issues

Real Estate and Mortgages

• RESPA (Regulation X): Revisions to Good Faith Estimate and HUD-1
  
• Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act)Update: Registration of Residential Mortgage Loan Originators
• Interagency Guidance on Mortgage Servicing Practices Concerning Military Homeowners with Permanent Change of Station Orders

Flood Insurance

• Flood Insurance: Revised Interagency Questions and Answers Regarding Flood Insurance

Credit Cards

• Regulation Z – Open-End Consumer Credit Changes; Final Rule
• Regulation Z - Open-End Consumer Credit Changes; Additional Guidance
  

Overdraft Programs

• Overdraft Payment Programs and Consumer Protection: Final Overdraft Payment Supervisory Guidance
  
• FDIC Industry FAQs (April 1, 2011)
  

Third Party Risk

• Payment Processor Relationships Revised Guidance
  

Fair Lending

• Interagency Fair Lending Examination Procedures (www.ffiec.gov)
• Policy Statement on Discrimination in Lending