Community Banking Initiative

Examination and Rulemaking Results

Purpose and Description of Review of Examination and Rulemaking Activities: The FDIC has undertaken a review of its examination, rulemaking, and guidance processes during 2012 with a goal of identifying ways to make the supervisory process more efficient, consistent, and transparent.

As a part of this process, we solicited feedback from supervisory staff in the Divisions of Risk Management Supervision and Depositor and Consumer Protection. In addition, we also received significant comments through the CBI Roundtables (discussed above) and the Community Bank Advisory Committee, as well as post exam surveys and other outreach venues. In addition, based on the interests of community bankers participating in the Roundtables in Atlanta and Kansas City, the FDIC conducted two additional roundtables focused on compliance and consumer protection issues in these locations, led by the Director of the Division of Depositor and Consumer Protection.

Full Report - FDIC Community Banking Initiatives Summary of Roundtable Findings and Examination and Rulemaking Review Activities
Printable version - PDF (PDF Help)

Specific findings from the Examination and Rulemaking Review

Review of Examination and Rulemaking Activities

• General Examination Issues

  • Pre Examination Process
  • Electronic Process for Sharing Information
  • Local Examination Teams
  • Consistency and "Zero Tolerance"

• Communication

  • Enhancing Communication During Examinations
  • Enhancing Communication Outside the Examination Process

• Regulations

  • Timing and Pipeline
  • Enhancing Understanding New Regulations
  • Clarifyng Rule Applicability

• Technical Assistance

  • Assistance with Complex Subjects of Interest
  • Centralized Community Banker Resource