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GAAP SEE Generally accepted accounting principles . Definition 2262.30, 6120.52, 7787 Gain-on-sale . Definition 2262.30, 6120.52 Gambling, betting, lotteries SEE ALSO Lottery . Savings associations . . Supervision 8698 Gambling casino . Currency transactions 8513 . . Identity of person 8498 . . Records maintenance and retention 8501 . . Reports and reporting requirements 8486.02-E . Financial institutions 8483 . Records maintenance and retention . . Exemptions 8509 GAO audit, review, or report . Appropriate federal banking agency . . Deposit insurance fund loss 1440 . FDIC 1247, 1248 . . Borrowing 1240 . . Financial assistance 1220 . International Lending Supervision Act of 1983 8805 . Real estate appraisals . . Federally-related transactions 8590.02 Garn-St Germain Depository Institutions Act of 1982 . Act 8675 . Preemption of state due-on-sale laws 9535 Garnishment . Consumer credit contract . . Unfair or deceptive acts or practices 7411, 7412.09 . Corporate debt collection 2238.13 . . Hearing 2238.14 . Definition 2238.02, 6595 . Discharge from employment . . Employees 6596 Garnishment restriction . Aggregate disposable earnings subject to garnishment 7114 . . Exceptions 7115 . Consumer Credit Protection Act 6594 . Discharge from employment 6596 . Effect on state laws 6596 . Enforcement . . Secretary of Labor 6596 . Exceptions 6595 . Exemption for state-regulated garnishment 6596 . . Application 7117, 7118 . Limitations 6595 . State exemptions . . Virginia 7118 General Accounting Office SEE GAO audit, review, or report General Counsel . Definition 2045 General market risk . Definition 2262.14, 6120.29 General purpose credit card . Definition 7787, 7792 Generally accepted accounting principles . Uniform accounting principles . . Capital standards 1426 . Definition 7787 . . Reports and reporting requirements 1425, 1426 Geographic area . Definition 8497 Geography . Definition 2786.01 Gift or compensation SEE ALSO Compensation . Criminal laws and procedures . . Financial institutions 8284 . Securities transactions . . Securities Exchange Act of 1934, section 16 exemption 9432.12 Glass-Steagall Act . Bank holding company . . Section 20 subsidiaries . Insured nonmember banks . . Brokerage service 4651 . . Nonbanking activities 4497 . . Subsidiaries 5225 Global certificate securities issue . Definition 9440.03 Going private transaction SEE ALSO Rule 13e-3 (SEC) transaction . Definition 8994.08, 9258.08 Gold . Insured state nonmember banks . . FDIC Statement of policy 5035 Golden parachute payment . Application 2068.14 . Benefit payment . . Institution-affiliated party 1265, 1456 . . National banks 4984 . Definition 1265, 3081 . Permissible payments 3082.02 . Prohibitions 3079, 3082.01 . Receivership 3082.04 Good faith . Adjudicatory proceedings . . Certification 2130 . Check presentment and issuance 7418.100 . Definition 7211, 7418, 7418.49, 7761 . Errors . . FRB's Regulation T 7661 . Good faith account 7664 . Margin stock loans 7764, 7768, 7775 Good faith estimate . Definition 6993 . Federally-related mortgage loans 6998, 7043 . . Home equity plans 7000 . Truth in Lending Act . . Extensions of credit 6588.03 Good faith margin . Definition 7659 Goodwill . Risk-based capital 6119 . . Intangible assets 2247 . Savings associations . . Qualified thrift lender 8740 . Termination of insurance . . Temporary suspension 1132 Government . Definition 2166.21 Government authority . Definition 7091 Government contractor SEE ALSO Contractors OR Private sector companies . Privacy Act of 1974 . . Agency records 8036 Government credit . Definition 7213, 7245, 7253 Government in the Sunshine Act SEE Sunshine Act Government obligations . FRB's Regulation K . . Powers 7615 Government securities SEE ALSO Government obligations OR United States Treasury securities . Authority . . Limitations 9228.13 . . Violation 9228.13 . Custodial holdings 8259 . . Clearance of securities 8280.03 . . Confirmation requirement 8280.01 . . Depository institutions 8276, 8280 . . Records maintenance and retention 4932, 8276 . . Repurchase agreements 4966, 8260, 8280.04, 8280.05 . . Temporary lag 8259, 8280.04 . . Trust department 8280.02 . Definition 2757, 3223, 7586.33, 8247, 8276, 9182, 9286 . Delegated authority . . FRB Division of Banking Supervision and Regulation Director 6186.01 . Government securities broker or dealer . . Disclosure requirements 8263 . . Repurchase agreements 8260 . Order . . Discriminatory practices 9228.07 . . Fraudulent and manipulative practices 9228.07 . . Secretary of the Treasury 9228.07, 9228.13 . Rules and regulations 8244 . . Discriminatory practices 9228.07 . . Form PD 1832, Special form of detached assignment for United States registered securities 8280.08 . . Fraudulent and manipulative practices 9228.07 . . Records maintenance and retention 9228.07 . . Reports and reporting requirements 9228.07 . . Secretary of the Treasury 9228.07, 9228.13 . United States savings bond . . Exemptions 8249 Government securities broker or dealer SEE ALSO Broker or dealer in securities OR Municipal securities dealer OR Registered broker or dealer OR Registered government securities broker or dealer OR Registered municipal securities dealer OR Unregulated securities dealer . Appropriate federal banking agency . . Examination 9228.13 . Associated person . . Form G-FIN-4, notification by persons associated with financial institutions that are government securities brokers and dealers pursuant to section 15C(a)(1)(B)(i) of the Securities Exchange Act of 1934 and section 400.4 of this chapter 8247, 8271 . . Form G-FIN-5, notification of termination of association with a financial institution that is a government securities broker or dealer pursuant to section 15C(a)(1)(B)(i) of the Securities Exchange Act of 1934 and section 400.4 of this chapter 8247, 8272 . Definition 8247, 9183 . . Person associated with 9183 . Exemptions . . CFTC 8252 . FDI Act . . Violation 9228.13 . Financial institutions 3223 . . Associated person 8247 . . Exemptions 8250 . . Financial responsibilities 8255 . . Form G-FINW, notification by financial institutions of cessation of status as government securities broker or dealer pursuant to section 15C(a)(1)(B)(i) of the Securities Exchange Act of 1934 and section 400.6 of this chapter 8248, 8271 . . Guidelines 3224 . Government securities . . Disclosure requirements 8263 . . Large position 9228.15 . . Repurchase agreements 8260 . Records maintenance and retention . . Form BD, amendment to application for registration and to notice of status as a government securities broker or dealer 8248 . . Form G-FIN, notification by financial institutions of status as government securities broker or dealer pursuant to section 15C(a)(1)(B)(i) of the Securities Exchange Act of 1934 8265 . . Form G-FIN-4, notification by persons associated with financial institutions that are government securities brokers and dealers pursuant to section 15C(a)(1)(B)(i) of the Securities Exchange Act of 1934 and section 400.4 of this chapter 8265 . . Form G-FIN-5, notification of termination of association with a financial institution that is a government securities broker or dealer pursuant to section 15C(a)(1)(B)(i) of the Securities Exchange Act of 1934 and section 400.4 of this chapter 8265 . . Form G-FINW, notification by financial institutions of cessation of status as government securities broker or dealer pursuant to section 15C(a)(1)(B)(i) of the Securities Exchange Act of 1934 and section 400.6 of this chapter 8265 . . Trade reconstruction 9228.14 . Registered securities association . . Membership 9228 . . Registration 9228.13 . Risks . . Disclosure requirements 9228.08 . . Reports and reporting requirements 9228.08 . Sanction 9228.02, 9228.12 . Securities Exchange Act of 1934 . . Appropriate federal banking agency 9178 . . Form G-FIN, notification by financial institutions of status as government securities broker or dealer pursuant to section 15C(a)(1)(B)(i) of the Securities Exchange Act of 1934 8271 Government-sponsored enterprise SEE ALSO United States government sponsored agencies . Definition 1271 . Relation with depository institutions 1271 Governmental account SEE Public unit account Governmental agencies . Definition 7196.07 . Electronic fund transfers . . Benefit payment 4771, 7374 . Misuse of name to indicate federal agency . . Criminal laws and procedures 8289 Grace period . Definition 7430 . Disclosure requirements 6578 . Time deposits . . Interest on deposits 2313 Gramm-Leach-Bliley Act . Act 8673.05 . Administrative enforcement . . Federal Trade Commission 8673.25 . Bank holding companies . . Subsidiaries 8673.10 . Customer information 3165, 3169, 6120.35 . . Guidelines 3165, 6120.35 . . Reports and reporting requirements 3171, 6120.37 . . Security devices and procedures 3170, 6120.36 . Disclosure requirements 8673.13, 8673.16 . Enforcement agency . . Federal Trade Commission 8673.20, 8673.25 . . National Cedit Union Administration 8673.20 . Enforcement agency for branches and agencies of foreign banks 8673.20 . Enforcement agency for broker or dealer in securities 8673.20 . Enforcement agency for insured nonmember banks 8673.20 . Enforcement agency for national banks 8673.20 . Enforcement agency for savings associations 8673.20 . Enforcement agency for state member banks 8673.20 . Exemption for certified public accountants . . Definitions . . State 8673.19 . Insurance activities 8673.14 . Report to Congress 8673.10, 8673.26 . Small farm loans 8673.10 . State laws 8673.05, 8673.21, 8673.26 Grand jury . Banking law violation 8311 . . Disclosure of information 8310.01 . Right to Financial Privacy Act of 1978 . . Subpoena 7105 Grand jury information . Definition 8310.01 Grandfather provisions . Activities and investments . . Insured state banks 3120 . Bank holding company . . Interest in nonbank shares 6031 . . Nonbanking acquisitions 6105 . Bank investment contracts . . Insurance coverage 4818 . Change in Bank Control Act of 1978 . . Notice of acquisition of control 4088 . Delegated authority . . Federal Reserve banks 6193 . Federal savings associations . . Activities 8709 . Financial holding companies 6046.05 . Insurance underwriting 4970.01 . Interlocking director . . Savings and loan associations 4056, 4062 . Loans or extensions of credit . . Senior executive officer 4634, 4687 . NOW Accounts . . Eligibility 7586.19 Gratuity SEE Gift or compensation Grievance Records . FDIC . . System of records 2226.05 Gross annual gaming revenue . Definition 8484 Gross capitalized cost . Definition 6686 Ground floor . Definition Group annuity contract . Definition 8486.02 Group life insurnace policy . Definition 8486.02 Group of investment companies . Definition 9305 Group of persons . Definition 1130, 6110.15 Growth SEE ALSO Asset growth . Definition 2296.04 Growth of deposits . Definition 2296.04 Guam SEE Pacific Island bank Guarantee . Definition 2262.30, 6120.52 Guarantee the obligations of third parties SEE ALSO Check guarantee OR United States government guaranteed loans . Employee stock ownership plan . . Exemptions 4164 . Foreign branches . . Powers 7615 . FRB's Regulation K . . Powers 7615 . Insured state nonmember banks . . Business credit card 4576 . . Check guarantee 4146 . . Exemptions 4155 . . Foreign loan 4111 . . Money orders, savings bonds, and travelers checks 4104 . . Public depository 4099 . . Violation 4215 . Loans or extensions of credit . . Executive officer 4649, 7512.05 . . Servicing activity 4054 . . Warranties 4205 . Obligations . . Subsidiaries 4123 . Ownership of option, put, call, spread, and straddle . . Sale 4175, 4188 . Powers consistent with FDI Act . . Employee stock ownership plan 4078 . . Loan participations 4050 . . Sale leaseback transaction 4247 . Public depository . . Substantial interest 4099 . . Violation 4110 . Securities transactions . . Investments 4126, 4128, 4143, 4153 . . Repurchase agreements 4153 . Standby letter of credit . . Exemptions 4085, 4127 . . Obligations 4127 . . Safe and sound banking practices 4127, 4166 . Substantial interest . . Insured state nonmember banks 4199 . . Investments 4126, 4128, 4143 . . Public depository 4099 . . Subordinated notes and debentures 4128 . . Trust account 4143 . . Warranties 4123 . Trust account . . Investments 4126, 4128, 4143 . . Notes, bonds, debentures, or obligations 4143 . Warranties . . Insurance or guarantee of real estate titles 4123 . . Real estate 4123 Guarantees SEE ALSO Check guarantee OR Cross-guaranties OR United States government guaranteed loans . Definition 9440 . Government guarantees . . Risk based capital 6120.02-B-3 . Signature . . Securities Exchange Act of 1934 9440 . . Securities transactions 9440 Handicap . Definition 2647, 6987 Handicapped persons . Fair housing . . Discriminatory practices . FDIC . . Facilities 2947 . . Nondiscrimination 2947 . . Program accessibility 2947, 2948 Hearing SEE ALSO Proceedings OR Rules of practice and procedure . Adjudicatory proceedings 2143 . . Evidence 2144.01 . . Filing of records 2144.02 . . Recommended decisions 2144.02 . Administrative procedure . . Adjudication 8046 . . Disclosure 1149 . . Rule making 8046 . . Witness fees 8022 . Application procedure 2049 . Bank holding company . . Application 6028 . . Time requirements 6028 . Cease-and-desist order . . Investment Company Act of 1940 9300.02 . . Securities Exchange Act of 1934 9255 . Civil money penalties . . Correspondent account 6063 . . Tying arrangements 6063 . Definition 9792 . Fair housing 9791 . FDI Act, section 19 . . Application 2166.01 . FDIC receiver or conservator . . Claims 1190 . Felony . . FDI Act, section 19 2166.02 . . Participation in bank affairs prohibited 2166.05 . Municipal securities dealer . . Sanction 2162 . Notice of change . . FDI Act, section 32 2166 . Removal or suspension of institution-affiliated party . . Notice of intention to remove or prohibit 1138, 1140, 1142 . Securities and Exchange Commission . . Investment Advisers Act of 1940 9378.01 . . Investment Company Act of 1940 9339 . Violation of orders . . Judicial review 1142 Hearing official . Definition 2238.02 Hedging techniques . Delegated authority . . FRB Division of Banking Supervision and Regulation Director 6188 Held of record . Definition 9203 High volatility commercial real estate (HVCRE) exposure . Definition 2262.30, 6120.52 Higher Education Act of 1965, title IV loan . Truth in Lending Act . . Exemptions 6569 Higher level of margin SEE Higher margin leval Higher margin level . Definition 9186.01 Highly indebted country . Definition 8802.01 . International Lending Supervision Act of 1983 . . Reserve requirements 8803 Highly leveraged transaction . Definition 2242 Highly leveraged transactions . Condition report . . Insured depository institutions 1113 Historic conservation district . Definition 8822.28 Historic light station . Definition 8822.34 Historic preservation review commission . Definition 8822.28 Historic property . Definition 8822.27 Holder-in-Due-Course Rule SEE Rule Concerning Preservation of Consumers' Claims and Defenses Holding company SEE ALSO Bank holding company OR Savings and loan holding company . Definition 7091 Holds on funds . FRB's Regulation CC . . Depositary banks 7418.12, 7418.73 Home . Definition 9535 Home country . Definition 7628.06 Home country supervisor . Definition 7628.06 Home-equity line of credit . Definition 7273 Home equity loans . Definition 2786.01 Home equity plans . Advertising . . Balloon payment 6588.16 . . Free money 6588.16, 6661 . . Tax implications 6588.15 . Disclosure requirements 6670.02 . . Advertising 6660, 6933 . . Annual percentage rate 6652.01, 6660, 6902.02, 6902.08 . . Application 6652, 6902.01 . . Balloon payment 6660, 6902.06 . . Change in terms 6588.11 . . Contents 6652, 6652.04, 6902.04 . . Disclosure form 6588, 6902.03 . . Fees or charges 6588.12, 6652.01, 6902.08 . . Payment 6652, 6902.02, 6902.05, 6902.22 . . Security interest 6652 . . Tax implications 6652.01, 6661, 6902.09, 6902.21 . . Terms, conditions or requirements 6652.06 . . Variable rates 6652.01, 6902.09, 6902.21 . Executive officer . . Loans or extensions of credit 4687 . Federally related mortgage loans . . Good faith estimate 7000 . FRB . . Publication 6652.02, 6902.12 . Limitations . . Changes 6652.02, 6902.12 . Open end credit . . Application 6586 . . Form G-14(A)-(B) Home equity sample (FRB) 6678.06 . . Form G-15 Home equity model clauses (FRB) 6678.09 . . Loans secured by principal dwelling 6586, 6652, 6902.01 . Closed end credit 6670.01 . . Prohibitions 6670.02 Home fuel budget plan . Truth in Lending Act . . Exemptions 6886 Home improvement loan SEE ALSO Federally related mortgage loans . Data compilation . . Form FR HMDA-LAR Loan/Application Register 4395 . Definition 7273, 7289 . Requirements 6588.05 Home mortgage SEE ALSO Adjustable rate mortgages OR Federally related mortgage loans OR Real property loan OR Reverse mortgage OR Wrap-around mortgages . Alternative Mortgage Transaction Parity Act of 1982 8678 . Appraisals . . Nonrecourse financing 4572 . Assignment . . Liabilities 6588.08 . Balloon payment 6588.05 . Closed end credit . . Forms and instructions 6678.16 . Consumer credit practices . . Exceptions 7255 . CRA . . Performance tests and standards 2786.11, 2786.13 . Data compilation . . Form FR HMDA-LAR Loan/Application Register 2651, 7304 . . Home Mortgage Disclosure Act of 1975 7274 . Disclosure requirements 6588.04, 6665, 6665, 6670, 6957, 6958.10, 7275, 7302 . . Annual percentage rate 6666.02, 6670.01 . . Assumption policy 6665 . . Home equity loans 6670.01 . . Interpretations 6979 . . Reverse mortgage 6670.02-A . . Variable rates 6958, 6958.01 . Fair housing . . Discriminatory practices 6988.03 . Insider transactions . . FRB member banks 7512.04 . Loans or extensions of credit . . FRB's Regulation O 4018, 4038, 4624 . Prepayment 6588.04 . Prohibited practices 6670.02-B . Refinancing . . Balloon payment 4272 . . Executive officer 4649, 4923 . . Rule of 78's 8775 . Reports and reporting requirements 7275, 7303 . Right of rescission 6579 Home Mortgage Disclosure Act of 1975 . Act 7301 . Administrative enforcement 7276, 7306 . Compliance . . Study 7308 . Disclosure requirements . . Data compilation 7274, 7303 . . Interpretations 7290 . . State exemptions 7273, 7307 . Effective date 7308 . . Data compilation 7309 . Mortgage Loan/Application Register . . Form FR HMDA-LAR Loan/Application Register 7276, 7304, 7284 . Records maintenance and retention . . Disclosure requirements 7302 . State laws 7307 Home mortgage loans . Definition 2786.01 Home Owners' Loan Act . Act 8695 . Conversion transactions . . Insurance fund membership 4951 . Preemption of state due-on-sale laws 9535 Home purchase loan . Definition 7273, 7290 Home state . Definition 1261, 1325, 1517, 2056, 2857, 3235, 6028, 7493, 8791 . Foreign banks and banking . . Interstate banking 7628.06 . . Merger transactions 7628.11 Homeless families . FDIC receiver or conservator . . Assets liquidation 1192 Homeownership . Affordable housing program . . FDIC 1475 Homesteads . Office of Thrift Supervision 8696 Honorary director SEE ALSO Insider . Interlocking relationship . . Management consulting to depository institutions 4099 . Management official . . Advisory director 4056, 4062 Host state . Definition 1261, 1325, 1517, 2056, 3236, 6028, 7493 . Interstate banking . . State laws 1324 Host state, home state, and out-of-state bank . Definition 1177 Host state loan-to-deposit ratio . Definition 3236 Host transfer services . Definition 6628 Household goods . Definition 7411, 7412.07 Housing and Community Development Act of 1977 SEE CRA Housing and Community Development Act of 1992 . Act 8775 Housing and Community Development Amendments of 1978 . Neighborhood Reinvestment Corporation Act 8761 Housing and Urban Development Act of 1968 . Act 8740.51 . Low-income housing . . Counseling 8740.51 . Secretary of Housing and Urban Development . . Report to Congress 8740.52 Housing and Urban-Rural Recovery Act of 1983 SEE International Lending Supervision Act of 1983 Housing assistance programs SEE ALSO Affordable housing program . Discriminatory practices 9703, 9705 . . Complaints 9706 . . Compliance 9707, 9709 . . Penalties 9709 . . Review 9708 . Federal financial assistance 9715 . Sale or rental of housing . . Compliance 9716 . . Marketing 9715 . . Penalties 9719 Housing creditor . Definition 8678 Housing discrimination SEE Discriminatory practices OR Fair Housing Act Housing for older people . Definition 6988.04 . Discriminatory practices 6988.03 . Fair housing exemptions . Loan-to-value ratio . . Construction loans 4789 Housing lender . Federally-related mortgage loans . . Discriminatory practices 9703 . Termination of insurance . . Savings associations 1134 Housing, neighborhood development and preservation . Neighborhood Reinvestment Corporation Act . . Act 8761 HUD . Housing assistance programs . . Data compilation 9775 . . Discriminatory practices 9703, 9705 . . Fair Housing Initiatives Program 9781 . . Federal financial assistance 9703 . Loans or extensions of credit . . Surety business 4198 HUD-1 Uniform Settlement Statement . Form 7034 . Definition 6993 . Federally-related mortgage loans 7000 . . Fees or charges 7003 . . Instructions 7026 . Reproduction 7001 HUD-1A Settlement Statement . Form 7036 . Definition 6993 . Federally related mortgage loans 7000 . . Fees or charges 7003 . . Instructions 7037 . Reproduction 7001 HUD Special Information Booklet SEE Special Information Booklet HUD's Regulation X . Regulation 6991 . Federally-related mortgage loans 6992 Husband and wife aggregate account . Insurance coverage . . Joint account 4368 . . Revocable trust account 4485, 4984.99 Hybrid capital instruments . Definition 6117 Hybrid products SEE New hybrid products Hypothecation restriction . Registered securities . . Broker or dealer in securities 9193 Identified losses . Definition 2243 Identifying activity level . Definition 9213 Identity of account . Currency transactions . . Records maintenance and retention 8503 . Insured depository institutions . . Records maintenance and retention 1304 Identity of creditor . Credit other than open end . . Disclosure requirements 6588.01, 6946 Identity of person . Federally-related mortgage loans . . Cooperative bank 1327 . . Insured banks 1327 . . Insured branches 1327 . . Mutual savings banks 1327 . . Reports and reporting requirements 1327 . Insured banks . . Records maintenance and retention 1304 Identity theft . Consumer report 6610.05, 6610.08, 6610.13, 6610.27 . Definition 6605 . Victim rights 6610.13 Identity theft report . Definition 6605 Illegal acts . Audit . . Registered securities 9194.01 . Definition 9194.03 Immediate family . Definition 6110.11, 7643, 7651, 9432.02 Immediate family member of a natural person . Definition 2857 Immediate parent . Definition 7628.06 Immigration status . Consumer credit practices . . Exceptions 7214, 7250 Immunity . Witnesses 8310.02 Implementation of Dividend Requirements . Annual Dividend determination 2296.04-A . Allocation and payment of dividends 2296.04-A . Request for Review of dividend amount 2296.04-A . Sunset date 2296.04-C Impound account . Definition 7009 Improper professional conduct . Definition 9186.06 Improved property loan . Definition 3183 Improved real estate . Definition 7498 In any manner . Definition 8485 In contemplation . Definition 7787 In danger of default . Definition 1072.01, 6027 In-state depository institution . Definition 1225 In-state holding company . Definition 1225 In the process of collection . Definition 5082 Inactive accounts SEE Dormant or inactive accounts Inadvertent errors . Definition 7212 . Nonbank banks . . Permissible overdrafts 6110.17 Incidental credit . Definition 7213, 7253 Includes, including . Definition 1071 Income . Definition 1486 Income level . Definition 2786.01 Income tax . Bank holding company . . Bank remittance 4366 . . FDIC Statement of Policy Increased interest rate . Definition 6670.02 Indebtedness . Definition 7652 . Disclosure requirements . . Executive officer . . Principal shareholder . FRB's Regulation O . . Interpretations 7656.11 Indemnification payment . Definition 1266 . Institution-affiliated party 1265 . Permissible payments 3082.03 . Prohibitions 3079, 3082.01 . Receivership and liquidation 3082.04 Indemnifying bank . Definition 7418 Independent activity . Definition 2351 . Insurance coverage . . Deposits 4256 . . Partnership account 4633 . . Revocable trust account 4539 . . Unincorporated association account 4266 Independent appellate process . Definition 8890.14 . . Federal banking agencies 8890.13 Independent public accountant SEE ALSO Certified public accountant . Audit 3162, 3162.04 . . Guidelines 3162.01 . . Peer review 3162.05 . . Qualifications 1421 . . Reports and reporting requirements 1422, 3162, 3162.05 . . Standards 1420 . Definition 2166.40, 5306 . Financial statement . . Registered investment company 9336 . Management official . . Interlocking director 4022 . Removal or suspension 2166.39 Index . Agency rules . . Information availability and management 8024 Indian Gaming Regulatory Act . Definition 8486 Indian reservation . Definition 8872 Indian tribe . Definition 8822.27, 8873 Indiana . Truth in Lending Act requirements . . Preemption 6973 Indians SEE Native American Indictment . Definition 3207 Indirect pecuniary interest . Definition 9432.01 Indirectly . Definition 2847 Indirectly secured . Definition 7761 Individual . Definition 2166.21, 2188, 8029, 8590.51 Individual account . Deposit ownership . . Signature 4569 . Insurance coverage . . Revocable trust account 2359, 4368 . . Single ownership account 2356 . Insured depository institutions . . Records maintenance and retention 1304 Individual retirement account . Disclosure requirements . . Internal Revenue Code of 1954 9543 . . Trustee 9543 . Federal savings associations . . Trustee 8710 . Insurance coverage 1184, 2362, 4094, 4377, 4406, 4552 . . Beneficial ownership 4317, 4500, 4546, 4550 . . Decedent account 4534, 4703, 4800, 4984.25 . . Defined contribution plan 4807 . . Demand deposits 4582 . . Employee benefit plan 4571 . . FDIC Improvement Act of 1991 4785 . . Merger transactions 4542 . . Notice to depositors 4772 . . Self-directed 4807 . . Simplified employee pension funds 4960 . . Time deposits 4582 . Insured state nonmember banks . . Consent of FDIC 2407 Individual with a disability . Definition 2946 Indorsements . FRB's Regulation CC 7418.20 . . Liabilities . . Standards 7418.92 Industrial banks . Definition 6108 . FRB's Regulation AA . . Enforcement agency 4214 . Insured state nonmember banks . . Business classification 2405 . Interlocking relationship . . Depository institutions 4143 . . Extension of time 4143 . Overdrafts . . Affiliates 6110.17 Ineligible condominium property . Definition 1488 Ineligible multifamily housing property . Definition 1488 Ineligible residential property . Definition 1488 Ineligible single family housing property . Definition 1488 Inferred rating . Definition 2262.31, 6120.53 Informants . Freedom of Information Act . . Confidentiality of record 8028 . Rewards . . Civil money penalties 1411 . . Monetary instruments transactions 8402, 8513 Information availability and management . Agency records 8024 . . Freedom of Information Act and Privacy Act Request Records 2226.11 . . Privacy Act of 1974 2188, 8032, 8590.51 . . Time requirements 8026 . Criminal laws and procedures . . Confidentiality of record 8299 . FDIC . . Appeals 2175 . . Disclosure of information 2167 . . Fees or charges 2172, 2173 . . Freedom of Information Act 2167 . . Internet requests 2168 . . Nondiscrimination . . Request procedures 2169 . . Service of process 2180 . Federal Financial Institutions Examination Council . . Federal financial institutions regulatory agencies 8598 . Foreign banks and banking 7628.19 . Freedom of Information Act . . Investment Company Act of 1940 9342 . . Records of other agency 2174 . Inspection 8024 . Investment Advisers Act of 1940 . . Disclosure requirements 9377 . . Registration statement 9377 . Registered transfer agent . . Records maintenance and retention 9436 . Sunshine Act . . Closed meeting 2231 Information data base service . Definition 9440.03 Information systems . Safe and sound banking practices . . Standards 1455 Inheritance . Securities Exchange Act of 1934, section 16 exemption . . Securities transactions 9432.12 Initial decision . Definition 2166.21 Initial deposit . Definition 2857 Initial disclosure statement . Open end credit . . Annual percentage rate 6657, 6924 . . Billing rights statement 6652.04 . . Charges other than finance 6652.04, 6902.20 . . Finance charges 6652.06, 6902.18 . . Security interest 6652.04, 6902.21 . . Time requirements Initial escrow account statement . Definition 7009 Injunction SEE Court injunctions Injunctive relief . Foreign Corrupt Practices Act of 1977 . . Prohibited foreign trade practices 9263 . Right to Financial Privacy Act of 1978 . . Cost reimbursement 7104 . Tying arrangements . . Damages 6064.01 Insider SEE ALSO Director OR Executive officer OR Institution-affiliated party OR Officer . Definition 2045, 7643 . Securities Exchange Act of 1934 . . Civil liability 9246.01 Insider indebtedness . Foreign banks and banking . . Reports and reporting requirements 4071 . FRB member banks . . Reports and reporting requirements 7512.05 . FRB's Regulation O . . Corrective action 4074, 4088, 4089 . . Divestiture 4061 . . Extension of time 4042 . . Interpretations 7656.12 . . Overdrafts 4018 . . Preferential loans 4046, 4085, 4101 . . Principal shareholder 4089 . . Violation 4074, 4088, 4089 . . Wrap-around mortgage 4038 . Loans or extensions of credit . . Renegotiation or extension 4102 Insider transactions SEE ALSO Crimes and dishonesty OR Form F--8 Statement of Changes in Beneficial Ownership of Equity Securities . Civil money penalties . . Securities and Exchange Commission 9252.01 . Correspondent account 6061 . Correspondent banks . . Preferential loans 4046 . Exemptions . . Broker or dealer in securities 9231 . . Investment accounts 9231 . . Securities Exchange Act of 1934 9203 . FDIC Improvement Act of 1991 . . Extensions of credit 8550.22 . . Grandfather provisions 4634 . . Loans secured by bank shares 4845 . Foreign banks and banking . . Insured branches 1264 . FRB's Regulation O . . Aggregate lending limit 2638, 4017, 4649, 4670, 7647 . . Credit card 4156, 4925 . . Creditworthiness 4156, 7646 . . Interpretations 7656.08 . . Loans or extensions of credit 4023, 4157, 4635, 4920, 7644 . . Mortgage loan 4624, 4923 . . Overdrafts 4281, 7648 . . Partnership 4649 . . Preferential loans 4046, 4694 . . Prior approval 4365 . . Prohibitions 7646, 7648.01 . . Records maintenance and retention 7649, 7652 . . Refinancing 4649, 4779, 4923 . . Related interest 4049, 4710 . . Sale leaseback transaction 4247 . Issuer . . Profits 9231 . Loans or extensions of credit 1264, 2638, 7512.04, 7512.05 . . Aggregate lending limit 7512.06 . . Correspondent banks 4021 . . Educational loans 7512.04 . . Grandfather provisions 4634 . . Guarantee the obligations of third parties 7512.05 . . Limitations 2638, 4083, 4641, 4642, 4644, 4646 . . Line of credit 4086, 4889 . . Loans secured by bank shares 4845 . . Majority vote requirement 4083 . . Mortgage loan 7512.04 . . Overdrafts 7512.06 . . Partnership 7512.05 . . Preferential loans 7512.04, 7512.05 . . Prohibitions 7512.04 . . Sale leaseback transaction 4247 . . Savings associations 8740.08 . . Transactions with affiliates 7512.06-A . Open end credit . . Form G-14(A)-(B) Home equity sample (FRB) 6678.04, 6678.06 . . Form G-15 Home equity model clauses (FRB) 6678.09 . Registered investment company . . Ownership of ten percent 9332 . Registered securities . . Arbitrage transaction 9231 . . Ownership of ten percent 9230 . . Stock option plan 4370 . Reports and reporting requirements . . Employee benefit plan 4399 . . Registered securities 2762, 4399, 4845 Installment payment . Definition 7009 Institution . Definition 2128, 3119, 5368.01, 5479, 7430 Institution-affiliated party SEE ALSO Removal or suspension of institution-affiliated party . Benefit payment . . Golden parachute payment 1265 . . Indemnification payment 1265 . Cease-and-desist order . . Civil money penalties 1143 . Definition 1072, 1139, 2045, 2128, 2965, 3082 . Felony . . FDI Act, section 19 1291, 2166.01, 4734 Institutional investment manager . Definition 9211 . Reports and reporting requirements . . FDIC 9209 . . Investment discretion . . Securities and Exchange Commission 9208 . Securities Exchange Act of 1934, section 13(f) securities . . Electronic filing . . Form 13F (SEC) 9458 Insurance activities . Bank holding company . . Exemptions 6041 . . Subsidiaries 7423 . Consumer rights 2735, 2738, 2739 . Depository institutions 1527 . . Advertising 1527 . . Consumer complaint procedure 1529 . . Disclosure requirements 1527 . . Firewalls 1528 . . Regulatory authority 1530 . . Subsidiaries 1527 . Gramm-Leach-Bliley Act 8673.14 . Nonbanking activities . . Moratorium 7422 . Savings associations 8733 . State banks . . State rights 7423 . Subsidiaries . . Insured state banks 4897, 4984.22, 4984.24, 4984.28 Insurance agency activities . FRB's Regulation Y . . Nonbanking activities closely related to banking 6110.07 . Powers . . Foreign branches 7616 . . FRB's Regulation K 7616 Insurance agent . Definition 8486.02 Insurance broker . Definition 8486.02 Insurance company . Definition 6028.01, 8486.02, 8979, 9176.04, 9286, 9364 Insurance company or issuer . Definition 8486.02 Insurance coverage SEE ALSO Deposit insurance . Advertising 4984.34 . Agent or trustee . . Money orders 4535 . Aggregation of deposits 1184 . Annuity contract accounts 2357 . Bank investment contracts 2353, 4378, 4411, 4478, 4480, 4912 . . Employee benefit plan 4816 . . Grandfather provisions 4818 . Association accounts 2361 . Broker or dealer in securities . . Certificate of deposit 4398 . . Pooled collateral certificate of deposit 4398 . Brokered deposits 4629 . . Earnings based accounts 4208 . . Passthrough accounts 4299, 4432, 4444, 4984.83 . . Recordkeeping requirement 4224 . . Trust department 4713 . Cash item in process of collection . . Settlement 4245 . Certificate of deposit 4225, 4226, 4984.83 . . Bank failure 4487, 4490 . . Bondholder 4675 . . Conversion transactions 4530 . . Hybrid 4871 . . Interest 4984.94 . . Limited liability companies 4984.65, 4984.88 . . Merger transactions 4675, 4900 . . Negotiable instruments 4384, 4852, 4963 . . Passthrough accounts 4984.76 . . Public bond issues 4647 . . Representative or nominee 4830 . . Savings and loan associations 4522 . . Securities transactions 4193, 4230 . Charities 4633 . . Irrevocable trust 4577 . . Nonprofit organizations 4642 . . Revocable trust account 4577 . Church accounts 4823 . Clearing agency . . Margin account 4200 . . United States security 4200 . Closed insured banks . . Checks 4200 . . Final payment 4280 . . Payments and collections 4317, 4324 . . Uncollected checks 4280, 4701 . Compensation . . Custodial account 4984.62 . Corporation account 4278 . . Merger transactions 4377 . . Multiple accounts 4187, 4927 . Correspondent banks 4225 . . Credit union 4227 . Custodial account 1183 . . Agency or nominee account 2356 . . American Indians 2356 . . Annuity contract account 2356, 4321, 4493 . . Condominium association 4595 . . Court 4606 . . Court of the United States 4492 . . Fiduciary capacity 2358 . . Forfeited funds 4525 . . Funeral services and merchandise 4373 . . Governmental units 4282, 4283 . . Investments 4355 . . Joint account 2356 . . Mortgage loan 4408 . . Mortgage servicing account 2356, 4408, 4774, 4909, 4928 . . Reports and reporting requirements 4449 . . Repurchase agreements 4799 . . Security deposits 4609 . . Seized funds 4609 . . Separate coverage 4266 . . Uniform Gifts to Minors Act 2356 . De novo savings associations . . Conversion transactions 4434 . . Savings Association Insurance Fund (SAIF) member 4434 . Decedent account 2354 . Deposit ownership . . Custodial account 2354 . . Rights and capacities 2352 . Deposits 4244, 4344, 4450, 4451, 4617 . . Automated clearinghouse 4300 . . Earnings based accounts 4238 . . Federal Home Loan Banks 4984.23 . . Foreign deposits 2352, 4278 . . Minority organization 4300 . . Multibank deposits 4221, 4222, 4223, 4285 . . Subsidiaries 4215, 4221, 4223, 4225, 4331, 4549 . Employee benefit plan 4929 . . Brokered deposits 4611, 4919 . . Defined benefit plan 2363 . . Defined contribution plan 2363, 4446, 4708, 4773 . . Limitations 4611 . . Passthrough accounts 4402, 4574, 4708, 4722, 4776, 4777, 4899, 4919, 4984.83 . . Private insurance 4488 . . Vacation plan 4834 . Escrow account . . Agent or trustee 4187 . . Mortgage servicing account 4823 . . Recordkeeping requirement 4330, 4350, 4374, 4674 . . Separate coverage 4267 . FDIC Improvement Act of 1991 . . Decedent account 4703 . . Deposits 8550.22, 8550.31 . . Employee benefit plan 4776 . . Exemptions . . Mortgage servicing account 4774 . . Notice to depositors 4772 . . Passthrough accounts 8550.22 . . Reinsurance 8550.23 . . Report to Congress 8550.22, 8550.23 . . Study 8550.22-B . . Trust account 4710 . Fiduciary capacity . . Escrow account 4554 . . FDIC Improvement Act of 1991 4785 . . Passthrough accounts 4682, 4918 . . Social Security payments 4711 . . Subsidiaries 4548 . Foreign branches (of U.S. banks) . . Military community 4974 . Independent activity . . Unincorporated association account . Individual retirement account 1184, 2362, 4377 . . Beneficial ownership 4317, 4500, 4550 . . Decedent account 4534, 4703, 4800, 4984.25 . . Defined contribution plan 4807 . . Demand deposits 4582 . . Employee benefit plan 4571 . . FDIC Improvement Act of 1991 4785 . . Insured depository institutions 4552 . . Merger transactions 4542 . . Notice to depositors 4796 . . Self-directed 4807 . . Simplified employee pension funds 4960 . . Time and savings deposits 4094, 4406, 4582 . Investment company . . Bank failure 4552 . Irrevocable trust 2361, 4840 . . Funeral services and merchandise 4482 . . Investment annuity account 4445 . . Prepayment 4482 . . Trust interest 4406.01 . Joint account 4147 . . Deposit ownership 4256 . . Husband and wife aggregate account 4280, 4289, 4368 . . Individual and corporation 4460 . . Records maintenance and retention 4654 . . Revocable trust account 4368 . . Separate coverage 2358 . . Signature 4562, 4598 . Local laws 2353 . Lock box account 4220 . Medical savings accounts 4984.31 . Merger transactions 1087, 2354, 4308, 4371 . . Demand deposits 4599 . . Deposits 4599 . . Noninsured institutions 1087 . . Separate coverage 4595 . . Time deposits 4599, 4822 . Money market instruments 4535 . Mortgage servicing account 4774, 4823 . . Beneficial ownership 4563 . . Recordkeeping requirement 4563 . Nonprofit organizations 4309, 4332, 4642 . . Insured savings and loan associations 4409 . . Multiple accounts 4917 . Partnership account 4633 . Passthrough accounts 1183, 2362 . . Attorney 4524 . . Certificate of deposit 4984.76 . . Court order 4573 . . Deposits 4419 . . Employee benefit plan 4597, 4615, 4629, 4708 . . Escrow account 4314, 4315, 4482, 4498, 4630 . . Funeral services and merchandise 4496 . . Insurance premiums 4591, 4918 . . Legal proceedings 4667 . . Mortgage servicing account 4491 . . Municipal bonds 4346, 4367, 5521 . . Payroll account . . Perpetual care fund 4561 . . Premiums 4536 . . Recordkeeping requirement 4298, 4303, 4919 . . Rent payments 4693 . . Support payments 4573 . . Trust account 4504, 4614, 4984.72 . . Worker's compensation 4273, 4302 . Payable-on-death account 4917 . . Recordkeeping requirement 4481, 4854 . Pension plan 1184 . . Agent or trustee 4410 . . Beneficial ownership 4312 . . Calculations 4331 . . Certificate of deposit 4107 . . Contract 4211 . . FDIC 4393 . . Federal Savings and Loan Insurance Corporation 4393, 4406, 4422, 4457, 4458, 4474 . . Merger transactions 4502 . . Overfunded plan 2363 . . Passthrough accounts 4239, 4240, 4284, 4331, 4919 . . Recordkeeping requirement 4298, 4303 . . Separate accounts 4153, 4314 . . Trust interest 4411 . Private insurance 4448, 4817 . Profit sharing plan 4275, 4919 . . Agent or trustee 4410 . . Federal Savings and Loan Insurance Corporation 4412 . Public unit account 2364 . . Accounts of a state, county, municipality or political subdivision 4641, 4859 . . American Indians 2366 . . Child support program 4820 . . Colleges and universities 4334 . . Custodial holdings 4171, 4174, 4175, 4179, 4182 . . Investments 4355 . . Multiple accounts 4171, 4174, 4175, 4179, 4182, 4185, 4192 . . Pledge of assets 4443 . . Public bond issues 2366, 4269, 4275, 4531 . . Registry accounts 4467 . . Transit commission 4835 . . United States funds 2364, 4757 . Recordkeeping requirement 2354 . . Agent or trustee 4216 . . Bearer certificate of deposit 4216 . . Brokered deposits 4396, 4713 . . Certificate of deposit 4466 . . Custodial account 4381, 4383, 4386 . . Custodial holdings . . Deposits 4301 . . Escrow account 4386, 4494, 4602 . . Fiduciary relationship 4486, 4573, 4575 . . Items forwarded for collection 2355 . . Mortgage servicing account 4472 . . Negotiable instruments 2355, 4466 . . Separately insured banks . . Trust account 4213 . Repurchase agreements 4416, 4799 . Revocable trust account 4266, 4401, 4614, 4811, 4876, 4917, 4962, 4984.95 . . Contingencies 4461 . . Decedent account 4984.25 . . Deposits 4363, 4458 . . Guidelines 4513 . . Husband and wife aggregate account 4485, 4984.99 . . Independent activity 4539 . . Individual account 2359, 4368 . . Irrevocable trust 4280, 4289 . . Joint account 2359, 4280, 4289, 4368 . . Living trust accounts 4876, 4984.101 . . Power of attorney 4853 . . State laws 4467 . . Trust account 4496 . Rollover funds . . Securities 4556 . Savings banks . . Conversion transactions 4562 . . Merger transactions 4502 . Self-employed retirement plan 4406 . . Decedent account 4703 . . Defined contribution plan 4807 . . Self-directed 4796, 4807 . Separate coverage . . Assumption of deposits 4410 . . Demand deposits 4397 . . Multiple accounts 4917 . . Time deposits 4397 . Single ownership account 2356 . Standby letters of credit 4200, 4453 . State laws 2353, 4125 . Stock subscription 4349 . Stored value cards 4984.84 . . Payroll cards 4984.81 . Tax deferral plan . . Federal Savings and Loan Insurance Corporation 4412 . Taxpayer identification number . . Social Security number 4421 . Temporary insurance coverage . . Termination of insurance 1132 . Testamentary account 4266 . . Children or stepchildren 4212, 4213, 4375, 4418 . Trust account 4710, 4840 . . Bankruptcy trustee 2362, 4264, 4375, 4405 . . Beneficial ownership 4254, 4271, 4354, 4398 . . Custodial account 4257 . . Fiduciary relationship 4476 . . Law firms 4575, 4633, 4984.30 . . Mutual funds 4365 . . Pension plan 4317, 4319, 4352 . . Recordkeeping requirement 4298, 4334 . . Single ownership account 4563 . . Testamentary account 4263, 4316, 4474, 4508 . Trust company . . Eligibility 4191 . . Nonfiduciary deposits 4368 . . Termination of insurance 4184 . Trust estate . . Trustee 4278 . Trust funds 1120, 4296.01 . . Agent or trustee 4194 . . Direct ownership or control 4162 . . Mortgage pools 4162 . . Physicians' malpractice insurance trust 4602, 4625 . Trust interest 4633 . . Deposit ownership 4256 . . Irrevocable trust 4406.01 . . Joint account 4256 . Unincorporated association account . . Independent activity 4266 . Unit investment trust . . Investment company 4490 . United States securities 4253, 4535 . Usufruct account . . Beneficial ownership 4254, 4271 . Wire transfer 4200 Insurance premiums . Insurance coverage . . Passthrough accounts 4591, 4918 . Transactions with affiliates . . Covered employee 4643 Insurance underwriting . Insured state banks . . Activities 1321, 1322, 3123, 4886 . . Grandfather provisions 4970.01 Insured Bank Liquidation Records . FDIC . . System of records 2224 Insured banks SEE ALSO specific insured financial institutions . Definition 1067, 2857, 8287, 8294, 9238.01 . Emergency thrift institution acquisition . . Savings associations . Merger transactions . . State banks 1087 Insured branches . Assessment base . . Deposit liabilities 1112 . Assumption of deposits . . Merger transactions 2109 . Definition 1071, 2068.04, 2351, 2857 . Deposits not assumed . . Notice to depositors 2109 . Federally-related mortgage loans . . Identity of person 1327 . Foreign banks and banking . . Applications for insurance 1093 . . FDIC receiver or conservator 1226 . . Insurance coverage 2353, 4419 . . Pledge of assets 1094 . . Records maintenance and retention 1305 . . Reports and reporting requirements 4071 . . Surety bond 1094 . Interest rates limitation and regulation . . Loans or extensions of credit 1339 . International banking facility . . International banking facility eligible assets . Transactions with affiliates 1264 Insured community development financial institution . Definition 8873 Insured credit union . Definition 8873, 9184 Insured deposit transfer . Bank Insurance Fund (BIF) member . . Entrance or exit fees . . Retained deposit base . Definition . Payment . . Bank Insurance Fund (BIF) . . Liabilities discharged 1207 . . Savings Association Insurance Fund (SAIF) . Savings Association Insurance Fund (SAIF) member . . Entrance or exit fees . . Retained deposit base Insured depository institutions SEE ALSO Closed insured depository institutions OR Commonly controlled depository institutions OR De novo depository institution OR Depository institutions OR District depository institutions OR Interim depository institutions OR Minority-owned depository institutions OR Newly organized depository institutions OR Undercapitalized insured depository institution . Accounting . . Reports and reporting requirements 1425 . Administrative enforcement . . FDIC 1148 . . FRB's Regulation AA 4214 . Assessment 2281 . Assumption of deposits . . Certification to FDIC 2109 . . Notice to depositors 2109 . Audit 3161 . . Accountability 1420 . . Audited financial statements 1419 . Branch closure . . Notice to depositors 1501 . . Policy 1501 . Brokered deposits . . Deposit broker 4454 . . FDI Act, section 29 4432 . . Interest on deposits . . Waiver . Capital adequacy . . Corrective action 2246 . . Minimum requirements 2246 . Cease-and-desist order . . Civil money penalties 1143 . Certified statement . Condition report 1111 . . Highly leveraged transactions 1113 . . Lifeline accounts 1113 . . Penalties 1111 . Contract . . Report to Congress 1371 . . Study 1371 . . Unfair method of competition 1371 . Conversion transactions . . Bank Insurance Fund (BIF) member . . Entrance or exit fees 1096 . . Insurance fees 1095 . . Moratorium 1095 . . Savings Association Insurance Fund (SAIF) member . Definition 1066, 1130.03, 1269, 1272, 2243, 2351, 2608, 2844.03, 3082, 3124.11, 3193, 5415, 6027, 6086, 6988.27, 8181, 8550.03, 8550.04, 8550.08-B, 8550.21, 8673.12, 8673.13, 8873, 8890.01, 9184, 9213, 9337 . Deposit broker 4731, 4763 . Employees . . Discharge from employment 1401 . . Discriminatory practices 1401 . Examination report 1111 . . Penalties 1112 . FDI Act . . Nondiscrimination 1309 . FDIC Improvement Act of 1991 . . Bank Insurance Fund (BIF) 8549 . Federally-related mortgage loans . . Identity of person 1327 . Financial assistance . . FDIC 1219, 1220 . Foreign deposits . . Claims 1495 . . Financial assistance 1495 . . Payments and collections 1495 . Insured status continuation . . Consolidation 1087 . . Conversion transactions 1087 . . Merger transactions 1087 . Leverage capital 1432, 2245 . Management official . . Changes 1391 . . Notice of disapproval 1392 . Real estate lending . . Guidelines 3179 . Records maintenance and retention 1303 . . Checks 1304 . . Foreign currency transactions 1303 . . Identity of account 1304 . . Records and reports on monetary instruments transactions 1304 . Safe and sound banking practices . . Standards 1455 Insured deposits . Definition 1069, 2351 Insured federal savings banks SEE ALSO Federal savings banks . Conversion transactions . . Eligibility 4207 . FDIC receiver or conservator . . Termination of insurance 1146 . Mutual insurance company . . Directors and officers liability insurance 4246 . Notice of proposed transaction . . Merger transactions 4306 Insured institutions . Definition 6026 Insured nonmember banks SEE ALSO Insured depository institutions . Affiliates . . Brokerage service 4651 . . Common name or logo 4260 . . Discount, allowance, commission, or special terms 4160 . . Interlocking relationship 4167, 4182 . . Mortgage-backed securities 4287 . . Restrictions 4211 . . Securities subsidiaries 4380 . Crimes and dishonesty . . Reports and reporting requirements 2965 . Definition 2263, 2706 . Discount brokerage service . . Commission sharing 4135, 4136 . . Nondiscretionary accounts 4135, 4136 . . Securities transactions 4154 . . Soft dollar arrangement 4132 . . Trust department 4151 . . Underwriter 4131 . FDIC General Counsel's opinion . . Brokerage service 4984.28-A, 5522 . . Discount brokerage service 5522 . Foreign bank subsidiary . . Restrictions 4189 . Insured status continuation 1087 . . Conversion transactions 1087 . Loans or extensions of credit . . Unit investment trust 4188 . Merger transactions . . FDIC 1257 . Missing, lost, counterfeit, or stolen securities . . Securities and Exchange Commission 9234.01 . Nonbanking activities . . Business arrangements |