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Overdraft Payment Programs and Consumer Protection

Comments Received from Others

Comment Letters from:


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Overdraft Payment Programs and Consumer Protection - Comment Letters
August 11, 2010 Maxine Gruen
August 11, 2010 Becky Miller
Farmers Trust and Savings Bank, IA
August 11, 2010 Robert Kernodle, EVP/CIO/CRO
Cornerstone Bank, Wilson NC
August 11, 2010  Anonymous
August 12, 2010 Lori L. Kelley, VP & Sr. Operations Officer
First Federal, Independence, KS
August 12, 2010 Donna Bagshaw
Bank of Edmonson County, Brownsville, KY
August 12, 2010 Dana Eckhart, Coordinator VITA/IDA
BVCAA/United Way of the Brazos Valley
College Station, TX
August 12, 2010 Rob Sullivan, CFO/VP
Oak Bank, Chicago, IL
August 12, 2010 Clark A. Hervert, VP
First National Bank in Ord, Ord, NE
August 13, 2010 Alan Kluger
August 14, 2010 Gail Williams
August 14, 2010 John E. Oram - comment one
John E. Oram - comment two
August 14, 2010 John Lyons
August 14, 2010 David Delaney
August 14, 2010 Wade Gasaway
August 14, 2010 Thomas Higgins
August 14, 2010 Chris Damico
August 15, 2010 Karen Dew
August 15, 2010 Margaret Engel
August 15, 2010 Doug Stanley
August 15, 2010 Carole and Michael Wood
August 15, 2010 Robert Jacober
August 15, 2010 Pat Durbin
August 15, 2010 Angela Castro
August 15, 2010 Deborah Rotman
August 15, 2010 Roslyn Moore-Allen
August 15, 2010 R.K. Gongaware
August 15, 2010 Deborah Becker
August 15, 2010 Carole Jackson
August 15, 2010 Jorge Porrata
August 15, 2010 Michael Frank
August 15, 2010 Frederick Mopsik
August 15, 2010 George Recco
August 15, 2010 Jon Combs
August 15, 2010 Valerie Jones
August 15, 2010 Cheryl Kellerhals
August 15, 2010 Gene Cornell
August 15, 2010 Mary Svoboda
August 15, 2010 Christopher Coen
August 15, 2010 Steven Sacharoff
August 15, 2010 Kevin Hart
August 15, 2010 Charlie Griffith
August 15, 2010 Dean Bonney
August 15, 2010 Susan Dicey
August 15, 2010 Courtney McCreesh
August 15, 2010 Megan Adamson
August 15, 2010 Mary Rosenberg
August 15, 2010 Steven A. Glazer
August 15, 2010 Patricia Newton
August 16, 2010 Sameer Pandit
August 16, 2010 Robin Bates
August 16, 2010 Larry Neal SVP/Cashier
Security State Bank Pearsall, TX
August 16, 2010 Andrea Brambila
August 16, 2010 Maxine Grano
August 16, 2010 Mary Ann Bannan Haines
August 16, 2010 Sharon Ford
August 16, 2010 marjasm (at) yahoo.com
August 17, 2010 Fareh Zoberi
August 17, 2010 Teresa Owen
August 17, 2010 Karen Farah, Vice President/Commerical Banker
First Atlantic Bank, Jacksonville, FL
August 17, 2010 Allison McNally
August 17, 2010 Eric Stewart
August 17, 2010 Michelle Tompkins
August 17, 2010 Dave Stuart
August 17, 2010 Ronald Chamberlin
August 17, 2010 Angela Da Costa
August 17, 2010 Susan Murphy
August 18, 2010 Alan Carnell
August 18, 2010 Caralene McClain
August 18, 2010 Timothy S. Avery, President & CEO
Scott Valley Bank, Yreka, California
August 19, 2010 John H Roper, Jr
August 19, 2010 Pam Lamoreux
August 19, 2010 Jeffrey Evans
August 19, 2010 Rebecca-Faith Dietz
August 19, 2010 Catherine Brousseau
August 19, 2010 Arnold Dennison
August 20, 2010 Sylvester J. West
August 20, 2010 Carolyn Breshnahan
August 20, 2010 Bob Ross
August 20, 2010 Raymond J. Hirx
August 20, 2010 Boris Kukso
August 22, 2010 Libya Doman
August 22, 2010 Greg
August 22, 2010 Steve Bowen
August 22, 2010 Vasco Sena
August 22, 2010 Kecia G. Lifton
August 22, 2010 Sandy Zimmer
August 22, 2010 Darlene Baer
August 22, 2010 Lowell Kebschull
August 22, 2010 Piotr Orloff
August 22, 2010 Frederick C. Granlund
August 22, 2010 Kara Nickerson
August 22, 2010 Fabian Gonzalez
August 22, 2010 Lynn Chavez
August 22, 2010 Steven J. Coker
August 22, 2010 Ken Goldman
August 23, 2010 Art Thomas
August 23, 2010 Form Letter (159 received as of September 21, 2010)
August 23, 2010 Helen Barksdale
August 23, 2010 Michelle Forrest
August 23, 2010 Candy Neel
August 23, 2010 M.H. DeMers
August 23, 2010 Sue E. Squires
August 23, 2010 Kevin Najera
August 23, 2010 op jo
August 23, 2010 Rachel L. Dillard
August 23, 2010 Robert Seabrooks
August 23, 2010 Craig Rassinier
August 23, 2010 Rudy Laskowski
August 23, 2010 Leila Jade Levi
August 23, 2010 Cheryl A. Nakashige
Bank of Central Florida, Lakeland, FL
August 23, 2010 Wilhelmina L. Camara
August 23, 2010 Thomas C. Williams Jr.
August 23, 2010 Inez Kathleen Ray-Annis
August 23, 2010 John David Healy
August 24, 2010 Michael Sakover
August 24, 2010 Edwin Pizarro
August 24, 2010 Connie O. Byrne
August 24, 2010 Patricia Sikora
August 24, 2010 Derrick L. Mincey
August 24, 2010 Tom Brown
August 24, 2010 Jeri Rutland
August 24, 2010 Timothy A. Rogan
August 24, 2010 Michael Koza
August 25, 2010 Ruben Robledo
Citizens State Bank, San Antonio, TX
August 25, 2010 Elizabeth Taylor
August 26, 2010 J. Jameson
August 26, 2010 William R. Carr
August 26, 2010 Solomon Greene
August 26, 2010 Kathryn Fredericks
August 27, 2010 Cynthia Mitlo and Stephen Shartel
August 27, 2010 Shaun Harms
August 28, 2010 Tobey Unruh
August 28, 2010 Patrick King
August 29, 2010 Connie Ross
August 30, 2010 Claudia Stanley
August 30, 2010 Donna M. Stone
First Community Bank of Bedford County
August 31, 2010 Henri Bartholomot
August 31, 2010 Darlene Mueller
September 1, 2010 Robert Leonard
September 1, 2010 Lucas R. Moore
Pony Express Community Bank
September 1, 2010 Yvonne Crouchet
September 1, 2010 Linda D. Means
Pony Express Community Bank
September 1, 2010 Elizabeth Richardson
September 2, 2010 Solomon Greene
September 2, 2010 Robert Means
Pony Express Community Bank
September 3, 2010 Barbara Johnson
Pony Express Community Bank
September 3, 2010 John Means
Pony Express Community Bank
September 3, 2010 Sheldon Hendrix
First Community Bank, Corpus Christi, TX
September 6, 2010 Ruth Merritt
September 7, 2010 John Gill
September 7, 2010 Jim Lemon
Friendship State Bank
September 7, 2010 Robert Sebaugh
First State Bank of Livingston
September 8, 2010 Pete Butcher
Williamstown Bank, Inc. Williamstown, WV
September 8, 2010 Thomas Aden
Great American Bank, De Soto, KS
September 9, 2010 John Hampton
First Western Bank, Booneville, AR
September 9, 2010 Joan Stephenson
First Enterprise Bank, Oklahoma City, OK
September 9, 2010 Stacy Stevens
Pony Express Community Bank
September 10, 2010 Eric Werner
First State Bank, Spearman, TX
September 10, 2010 Ginger Turner
First State Bank, Spearman, TX
September 13, 2010 Greg Strube
Pony Express Community Bank
September 13, 2010 Clyde Knight Jr.
September 13, 2010 Pesach Kremen
September 13, 2010 Ray Stipp
Community Bank and Trust, Neosho, MO
September 13, 2010 Alexandra Chaikin
September 13, 2010 Brenda Mabbitt
September 13, 2010 Alison Shuman
September 13, 2010 Jerry Pilcher
September 13, 2010 Jesse Bedwell
September 14, 2010 Emma Baker
September 14, 2010 Carol A. Chastain
United Community Bank, Blairsville, GA
September 15, 2010 Chris S. Caley
Bank of Clarks, Clarks, NE
September 15, 2010 Phelicia Barnes
September 15, 2010 Mike Pearson
September 16, 2010 Steve Topper
September 16, 2010 Gary Propheter
Bank of Eastern Oregon, Heppner, OR
September 16, 2010 J. Eric T. Sandberg, Jr.
Texas Bankers Association
September 16, 2010 Raymond Witte
Shell Lake State Bank, Shell Lake, WI
September 16, 2010 Warren T. Biggs
Panola National Bank, Carthage, TX
September 16, 2010 Josh Siler
September 16, 2010 Franklin Weber
State National Bank, Big Spring, TX
September 16, 2010 Traci Molt, Diane Barton, Bonnie Eubanks
Pony Express Community Bank
September 16, 2010 J.H. Herlocker, III
Mineola Community Bank, Mineola, TX
September 16, 2010 Brian "Chip" J. Chippeaux
Century Bank, Santa Fe, NM
September 16, 2010 Kenneth A. Williamson
First Financial Bank, N.A. Mineral Wells, TX
September 16, 2010 Ester Miranda
September 16, 2010 LeAnne Harrignton
Cascade Bank, Everett, WA
September 16, 2010 Monte Thiebaud
Dublin National Bank, Dublin, TX
September 17, 2010 Dan Combs
First State Community Bank, Farmington, MO
September 17, 2010 Donna Lee Varner
Gilmer National Bank, Gilmer, TX
September 17, 2010 Peggy Rowden
The Maries County Bank, Vienna, MO
September 17, 2010 Ana Malik
September 18, 2010 John Wassilak
First Community National Bank, Steelville, MO
September 18, 2010 Rebecca Farmer
September 18, 2010 Kenneth Littlefield
Central Bank, Jefferson City, MO
September 18, 2010 Eric Schertzing
September 19, 2010 Carmen Carter
September 20, 2010 Darrell Brown
Community Bancshares of Mississippi, Brandon, MS
15 total near-identical letters submitted individually by representatives of same bank, as of September 21, 2010
September 20, 2010 James M. Ford
PremierWest Bank, Medford, OR
September 20, 2010 Alex O'Brien
Bank of Commerce, Amarillo, TX
September 20, 2010 David M. Escobedo
September 20, 2010 Adam Courter
Bank of Thayer/Howell County Bank, Thayer, MO
September 20, 2010 John R. Frey
Jersey Shore State Bank, Williamsport, PA
September 20, 2010 Dennis R. Bohnert
First State Community Bank, Farmington, MO
September 20 ,2010 Anonymous
September 20, 2010 Rudolph E. Farber
Community Bank & Trust, Neosho, MO
September 20, 2010 Wanda Cochrane
September 21, 2010 Randy Minshew
First National Bank (various locations)
7 total similar letters submitted individually by representatives of same bank, as of September 21, 2010
September 21, 2010 Mark Williamson
West Texas State Bank, Downtown Snyder, TX
September 21, 2010 Dallas D. Lockridge
Horizon State Bank, Cameron, MO
September 21, 2010 Karen Anderson
Platte Valley Bank
September 21, 2010 Craig DeYoung
Charlotte State Bank, Port Charlotte, FL
September 21, 2010 Jon B. Ruff
First State Bank, Hallsville, TX
September 21, 2010 Judy Fore
Horizon State Bank, Cameron, MO
September 21, 2010 Jimmy Campbell
Community Bank, Fort Worth, TX
September 21, 2010 Tara Youtsey
Horizon State Bank, Cameron, MO
September 21, 2010 Paula Bertels
The Callaway Bank, Fulton, MO
September 21, 2010 Barry Orr
First Bank and Trust, Lubbock, TX

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Last Updated 09/30/2010 Supervision@FDIC.gov