Federal Deposit
Insurance Corporation

October 4, 2004

Mr. Robert E. Feldman
Executive Secretary
Attention: Comments/Legal ESS
Federal Deposit Insurance Corporation
550 17th St. NW
Washington, DC 20429

Re RIN 3064-AC50

Dear Mr. Feldman:

I strongly oppose the proposed rule changing the Community Reinvestment Act regulations. In my opinion, it will severely undermine rural communities. Please do not adopt this rule.

Respectfully,

Ms. Shelly Gross-Wade
Office Manager
Prince Georges County Financial Services Corporation
Largo, MD