Federal Deposit
Insurance Corporation

From: JStewart [mailto:j.jcstewart2@verizon.net]
Sent: Friday, October 22, 2004 10:21 PM
To: Comments
Subject: Community Reinvestment 12 CFR Part 345

I oppose the FDIC's proposal to allow banks with assets above $250Million to be examined as small banks under the Community Reinvestment Act . This policy would reduce lending, investments and services in low income communities.

Sr. Carolyn Mullin, CHM