Federal Deposit
Insurance Corporation

From: Amit Patel [mailto:amitpricepatel@yahoo.com]
Sent: Friday, October 22, 2004 1:38 PM
To: Comments
Subject: 12 CFR Part 345:RIN 3064-AC50

To whom it may concern:

I oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities. Please do not reinstate redlining.

Sincerely,

Amit C. Price Patel
Dorchester,MA 02125