Federal Deposit
Insurance Corporation

From: david.rand@micromentor.org [mailto:david.rand@micromentor.org]
Sent: Wednesday, October 20, 2004 8:45 PM
To: Comments
Subject: Save the Community Reinvestment Act

Dear FDIC,

Mr. Feldman:

I am appalled, disturbed and angry by the proposed changes to the CRA requirements. As the founder and Director of an enterprise that works with small business owner's, across the U.S., I see first hand the incredible benefit that CRA financing has achieved.

I strongly oppose changes to the regulations and urge you to get off this bandwagon that says any federal program or federal regulation, regardless of sector or industry, is outdated or bad or misguided or whatever other excuse is being used by this administration to roll back or "streamline" structures that have a proven track record.

Sincerely,
M. Randall

San Francisco, CA