Federal Deposit
Insurance Corporation

Omni Bank

From: Liz Hodge [mailto:Liz@omnibk.com]
Sent: Wednesday, October 20, 2004 9:20 PM
To: Comments
Subject: RIN number 3064-AC50

OMNI BANK agrees with the current proposal to change the definition of "small bank'' to raise the asset size threshold to $1 billion, and to add a community development activity criterion to the streamlined evaluation method for small banks. Thank you for the opportunity to comment, and the extended comment period.

Elizabeth Hodge
Vice-President