Federal Deposit
Insurance Corporation

From: Ted Randolph [mailto:tedfr@rnetworx.com]
Sent: Wednesday, October 20, 2004 9:50 PM
To: Comments
Subject: 3064-AC50

I oppose the FDIC's proposal to allow banks with assets greater than $250 million to be examined as small banks under the Community Reinvestment Act. This would reduece lending, investments, and services in low income communities.

Ted Randolph