From: jlatenser@msn.com [mailto:jlatenser@msn.com]
Sent: Tuesday, October 19, 2004 11:44 PM
To: Comments
Subject: RIN 3064-AC50

Re: Preserving the Community Reinvestment Act Mr. Robert E. Feldman Executive Secretary Attention: Comments/Legal ESS Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 Dear Mr. Feldman: I urge you to withdraw the FDIC’s rule proposal that would allow midsize banks to pursue only one of the three important community development activities they are now required to undertake: lending, investment, and services. I believe that this misguided rule would mean a devastating reduction in support for the essential work of CDFIs, resulting in fewer jobs, fewer affordable homes, and fewer community services. Banks are granted the right to operate in our communities and should be expected to live up to the responsibility of supporting the communities in which they operate. Yours Sincerely, Jean Latenser 320 29th St Des Moines, IA 50312Jean Latenser