Federal Deposit
Insurance Corporation

From: Courson, Judy [mailto:jcourson@cljmhmr.com]
Sent: Wednesday, October 20, 2004 2:19 PM
To: Comments
Subject: comments Community Reinvestment12 CFR Part 345

This is to request that the Community Reinvestment Act not be altered. Many rural areas rely heavily on the CRA monies from local banks to develop housing options for low income or persons with disabilities and cuts in this area will harm many individuals and families in these areas. Thank You. J. Courson