Federal Deposit
Insurance Corporation

From: Cynthia Teixeira [mailto:Cynthia.Teixeira@jud.state.ct.us]
Sent: Wednesday, October 20, 2004 3:16 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

" I oppose the FDIC proposal to allow banks with asets above $250 million to be examined as small banks under the CRA. This would reduce lending, investments and services in low-income communities". This would have a disastrous effect on many low to moderate income neighborhoods, on the housing and other services needed to maintain a decent standard of living within one's own community. c.teixeira