Federal Deposit
Insurance Corporation

From: Rachel Falkove [mailto:rachel@philashelter.org]
Sent: Wednesday, October 20, 2004 3:20 PM
To: Comments
Subject: Comments: Community Reinvestment12 CFR Part 345

I oppose the proposed changes in the definition of “small banks.” I believe it will undermine lending and investment in many of our small cities and towns and rural communities. It will greatly limit the ability to creat more affordable housing opportunities for low income, working families.
Thank you,
Rachel Falkove
Executive Director
NW Phila. Interfaith Hospitality Network
17 E. Mt Pleasant Ave.
Philadelphia, PA 19119
(215) 247- HOME (4663)
(215) 247-0544 fax