Federal Deposit
Insurance Corporation

From: Geller, Gretchen [mailto:GGeller@co.silverbow.mt.us]
Sent: Wednesday, October 20, 2004 3:27 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

I am writing to express opposition to the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This action will have the undesireable effect of decreasing lending investments and services in low-income communities. Thank you.