Federal Deposit
Insurance Corporation

From: ceblandy@yahoo.com [mailto:ceblandy@yahoo.com]
Sent: Wednesday, October 20, 2004 3:41 PM
To: Comments
Subject: RIN 3064-AC50

Re: Preserving the Community Reinvestment Act
Mr. Robert E. Feldman
Executive Secretary
Attention: Comments/Legal ESS
Federal Deposit Insurance Corporation
550 17th Street NW
Washington, DC 20429

Dear Mr. Feldman:

I am very concerned about the recent proposal that would weaken the Community Reinvestment Act. This act should be strengthened, not weakened. The good that CDFI's have been able to accomplish has been palpable in several communities in which I've lived.

Please withdraw the rule proposal weakening the participation requirements for banks in the CRA. This participation is too important to do without, and there is no reason not to expect mid-sized banks to give back to the communities that provide them with their business.

Sincerely,
Charles Blandy