Federal Deposit
Insurance Corporation

From: Eugene Clerkin [mailto:clerkin@mhic.com]
Sent: Wednesday, October 20, 2004 3:52 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

I oppose the FDIC's proposed rule that would quadruple the asset size of banks for CRA purposes, excluding thousands from current obligations. I would prefer to have the discussion vetted with the communities that benefit before promulgating changes to the system...