Federal Deposit
Insurance Corporation

From: Carmen Freeman [mailto:Carmen.Freeman@hartfordbehavioralhealth.org]
Sent: Wednesday, October 20, 2004 4:31 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

I oppose the FDIC's proposal to allow banks with assets above 250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investment and services in low-income communities in our area.