Federal Deposit
Insurance Corporation

From: Mandy Oser [mailto:mandyoser@hotmail.com]
Sent: Wednesday, October 20, 2004 4:37 PM
To: Comments
Subject:

I oppose the FDIC's proposal to allow banks with assets above $250 million
to be examined as small banks under the Community Reinvestment Act. This
policy would reduce lending, investments and services in low-income
communities.