Federal Deposit
Insurance Corporation

From: Justin Dextradeur [mailto:Dextradeur@cathedralsquare.org]
Sent: Wednesday, October 20, 2004 4:05 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

I oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities. This would be a big mistake, especially when Federal support for affordable housing appears to be waning.