Federal Deposit
Insurance Corporation

From: Vicki Ellis [mailto:vellis@phila.k12.pa.us]
Sent: Monday, October 18, 2004 9:03 AM
To: Comments
Subject: CRA changes

I oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities.
Vicki Ellis

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Vicki Ellis
City Liaison Coordinator
Office of School Management - Room 601
School District of Philadelphia
2120 Winter Street
Philadelphia, PA