Federal Deposit
Insurance Corporation

From: Carol Saginaw [mailto:csaginaw@nyscccc.org]
Sent: Monday, October 18, 2004 9:39 AM
To: Comments
Subject: SPAM::I oppose the FDIC's proposal to allow banks with assets under $250 million

I oppose the FDIC's proposal to allow banks with assets under $250 million
to be examined as small banks under the Community Reinvestment Act. This
policy would reduce lending, investments and services in low-income communities and have a negative impact on upstate communities. Carol Saginaw