Federal Deposit
Insurance Corporation

From: DFordejr@aol.com [mailto:DFordejr@aol.com]
Sent: Monday, October 18, 2004 10:13 AM
To: Comments
Subject: Community Reinvestment - RIN 3064-AC50

I oppose the FDIC's proposal to allow banks with assets over $250 Million to be examined as small banks under the CRA. This policy would reduce lending, investments, and services in low-income communities. We need to increase these types of investments.