Federal Deposit
Insurance Corporation

From: Rob Pochert [mailto:Rob@bwedc.org]
Sent: Tuesday, October 19, 2004 5:48 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

I urge the FDIC not to change the obligation of banks with regard to the CRA program. The higher limits will seriously impact smaller, rural and less wealthy communities.

Rob Pochert, CEcD, EDFP
Executive Director

Bellingham Whatcom EDC
105 East Holly Street
P.O. Box 2803
Bellingham, Washington 98227
tel. 360.676.4255
fax. 360.647.9413