Federal Deposit
Insurance Corporation

From: justin skay [mailto:justinskay@yahoo.com]
Sent: Tuesday, October 19, 2004 6:13 PM
To: Comments
Subject: In opposition to revision of 12 CFR 345

I OPPOSE the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities.