Federal Deposit
Insurance Corporation

From: Carol Smith [mailto:csmith@cornerstoneloanfund.org]
Sent: Tuesday, October 19, 2004 4:26 PM
To: Comments
Subject: SPAM::Community Reinvestment -- RIN 3064-AC50

I oppose the FDIC's proposal to allow bans with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investment and services in low-income communities.