Federal Deposit
Insurance Corporation

From: Hagar, Jim [mailto:Jim.Hagar@obdp.org]
Sent: Tuesday, October 19, 2004 4:48 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

I oppose raising the cap rate to $1 billion on the CRA. Too many communities would lose economic development opportunities presented by the current form of the CRA.

Thanks,

Jim Hagar, CEcD
Oregon Bridge Delivery Partners
1165 Union Street NE, Ste. 200
Salem OR. 97301