From: Kate Holbein Rademacher [mailto:tchprogram@womenspace.org]
Sent: Tuesday, October 19, 2004 6:40 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

To Whom it May Concern:

I am writing to express my opposition to the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities.

Sincerely,

Kate H. Rademacher
7 Branch Street
Chapel Hill, North Carolina