From: JudyC1994@aol.com [mailto:JudyC1994@aol.com]
Sent: Tuesday, October 19, 2004 4:05 PM
To: Comments
Subject: Comments/Legal ISS: RIN 3064-AC50

Robert E. Feldman
Executive Secretary
Attention: Comments/Legal ISS
Federal Deposit Insurance Corporation
550 17th Street, NW
Washington, DC 20429-9990.

Re: RIN 3064-AC50

Mr. Feldman:

I strongly oppose the proposed rule changing the Community Reinvestment Act regulations. In my opinion, it will really reduce investment, lending and services - particularly in rural communities. Please do not adopt this rule.

Respectfully,
Judith Campbell
5723 Hoover St.
Houston, TX 77092