From: Adam Burck [mailto:adamburck@edgewaterdev.org]
Sent: Tuesday, October 19, 2004 4:23 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

The proposal to quadruple the asset threshold for the CRA "streamlined" exam to $1 billion is misguided and detrimental to the very positive impacts the CRA has made to communities across America. This proposal will drastically reduce the benefits of the CRA to communities that most need it's help, those with smaller financial institutions, such as rural and oor communities. Please do NOT move forward with this change to the CRA.

Thank you,

Adam Burck, Executive Director
Edgewater Development Corporation
6044 N Broadway
Chicago, IL 60660
tel: 773-506-4016
fax: 773-973-4024