Federal Deposit
Insurance Corporation

October 18, 2004

From: Lisa Dubose [mailto:dubose@LucasMHA.Org]
Sent: Monday, October 18, 2004 3:20 PM
To: Comments
Subject: RIN 3064-AC50

"I oppose the FDIC's proposal to allow banks with assets above $250 million
to be examined as small banks under the Community Reinvestment
Act. This policy would reduce lending, investments and services in
low-income communities."

It is my hope that your decision would not disparately impact those in
lower-economic communities. Thank you for your consideration and action.

Lisa E. Dubose, M.Ed., B.B.A.
Director of Human Resources
Lucas Metropolitan Housing Authority