Latino Learning Center

From: Joe Zepeda [mailto:jpzep@prodigy.net]
Sent: Monday, October 18, 2004 3:49 PM
To: Comments
Subject: Community Reinvestment - - RIN 3064-AC50

We are very opposed to the FDIC's proposal to allow
banks with assets above $250 million to be examined in
the same manner as small banks under the Community
Reinvestment Act. This cursory review policy will
lead to reduced leanding, investment and other
financial services to our low-income communities.

Joe P. Zepeda
Executive Director
Latino Learning Center, Inc.
Houston, Texas