Federal Deposit
Insurance Corporation

From: gdeshpande@worldbank.org [mailto:gdeshpande@worldbank.org]
Sent: Monday, October 18, 2004 7:00 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

I am an American, and I oppose the FDIC's proposal to allow banks with assets
above $250 million
to be examined as small banks under the Community Reinvestment Act. This
policy would reduce lending, investments and services in low-income
communities.

_______________________________
(Ms.) Rani Deshpande
CGAP
c/o The World Bank
1818 H Street, N.W, Q 4-107
Washington D.C.