Federal Deposit
Insurance Corporation

From: Sam Zimmerman-Bergman [mailto:sam@samzb.com]
Sent: Monday, October 18, 2004 9:00 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

As someone who works with low-income communities on a daily basis, the
Community Reinvestment Act is a crucial piece of legislation that keeps
investment these communities. Low-income neighborhoods struggle as it
is to retain their own capital, much less encourage new investment.
Please preserve the CRA as it is.

Thank you,

Sam Zimmerman-Bergman
Oakland, California