Federal Deposit
Insurance Corporation

From: Kristen Belt [mailto:KBelt@SolomonETC-WRT.com]
Sent: Monday, October 18, 2004 11:22 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

I strongly oppose the proposed rule changing the Community Reinvestment Act regulations. In my opinion, it will really undermine Upstate New York communities. Please do not adopt this rule.

Kristen Belt

Kristen Belt
Solomon E.T.C., a WRT Company
San Francisco, CA