Federal Deposit
Insurance Corporation

From: Miyamoto Ai [mailto:miyamoto@sdp-jp.com]
Sent: Tuesday, October 19, 2004 3:00 AM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

I oppose the FDIC's proposal to allow banks with assets above $250 million
to be examined as small banks under the Community Reinvestment Act. This
policy would reduce lending, investments and services in low-income
communities.