Federal Deposit
Insurance Corporation

From: Ryan Russo [mailto:ryebread11@yahoo.com]
Sent: Tuesday, October 19, 2004 8:20 AM
To: Comments
Subject: Community Reinvestment Act

I oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities.

Ryan Russo
Brooklyn, NY