Federal Deposit
Insurance Corporation

From: Jonathan Ciesla [mailto:jciesla@lakecountyohio.org]
Sent: Tuesday, October 19, 2004 8:59 AM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

I oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities.

I believe this to be a terrible movement in the steps America is taking towards freedom.