Federal Deposit
Insurance Corporation

From: Joe Ridge [mailto:ridgezone@yahoo.com]
Sent: Tuesday, October 19, 2004 10:39 AM
To: Comments
Subject: RIN 3064-AC50

Mr. Feldman, I oppose the rule that would change the Community Reinvestment Act regulations. It's one of our few acts that encourages low income folks to develop responsibility. Respectfully, Joseph S. Ridge, 1103 N. 6th St, Burlington, IA 52601

Have a good rest of the week.