Federal Deposit
Insurance Corporation

From: Bob Lewis [mailto:RML@development-strategies.com]
Sent: Tuesday, October 19, 2004 1:01 PM
To: Comments
Subject: CRA Standards

All too often, it defies common sense how the government makes rules, let alone laws. There are no more than zero good reasons to change the minimum threshold bank size requirements for the Community Reinvestment Act compliance. Get real folks! Let’s continue to help EVERYONE in America, not just the rich people.

.
Robert M. Lewis, AICP, CEcD
Principal and President
Development Strategies
10 South Broadway
Suite 1500
St. Louis, Missouri