Federal Deposit
Insurance Corporation

From: Tim Solomon [mailto:tim@regalliance.org]
Sent: Tuesday, October 19, 2004 1:47 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

We heartily oppose the new exam threshold proposal. Modifying the requirements of the CRA will leave communities without the needed invesment by banks and will allow banks to ignore the substantive community development so critical to rural areas.