Federal Deposit
Insurance Corporation

From: mors1757@bellsouth.net [mailto:mors1757@bellsouth.net]
Sent: Tuesday, October 19, 2004 1:58 PM
To: comments@fdic.gov.
Subject: Community Reinvestment--RIN 3-064-AC50

"I oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities."

Allen Morse, Chairman
Hancock Community Development Corp.
Athens, Ga.