Federal Deposit
Insurance Corporation

From: Jephreyaaron@aol.com [mailto:Jephreyaaron@aol.com]
Sent: Tuesday, October 19, 2004 11:29 AM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

I oppose the FDIC's proposal to allow banks with assets above $250
million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities.

There is no real need for this change!

Jeffrey Aaron,
Retired owner
Aaron & Company
Wholesale Plumbing Heating Cooling Supplies
Piscataway NJ