Federal Deposit
Insurance Corporation

From: Jim Lenkner [mailto:JLenkner@3RC.org]
Sent: Tuesday, October 19, 2004 12:20 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

Please add my voice to those of many who are concerned about reducing support for rural and low income communities. After hearing the NPR report this morning I realized that small changes in regulations can lead to major changes for communities.

Do not weaken the requirements for lending institutions to serve rural and poor communities. Reconsider the proposed changes to the Community Reinvestment Act to keep the valuable service to the community that has been realized.

Thank you,

Jim Lenkner