Federal Deposit
Insurance Corporation

From: Jeanne E. Stinson [mailto:jstinson@kansascommerce.com]
Sent: Tuesday, October 19, 2004 2:20 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

I would like to oppose the proposed change to the CRA. I work with many small rural communities who count on the act to get assistance with important local issues. With fewer and fewer locally owned banks, it is important to leave this link to the community and meeting community needs in place. Thank you for the opportunity to comment.

Jeanne Stinson
Community Assistance Services Manager
Kansas Main Street State Coordinator
Community Development Division
Kansas Department of Commerce
1000 S.W. Jackson Street, Suite 100
Topeka, KS 66612
(785) 296-3485