Federal Deposit
Insurance Corporation

From: Willie Winters [mailto:wwinters@bapa.org]
Sent: Tuesday, October 19, 2004 3:13 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

I oppose the FDIC's proposal to allow Banks with assets above $250 million to be examined as small banks under the cCommunity Investment Act. This policy would reduce lending,investments and services in low-income communities.

Willie Winters
Executive Director
Beverly Area Planning Association
Chicago,Illinois
773-233-3100