Federal Deposit
Insurance Corporation

From: Delaney, Linda [mailto:ldelaney@cdsyracuse.com]
Sent: Monday, October 18, 2004 10:22 AM
To: Comments
Subject: RIN # 3064-AC 50

This comment is in reference to the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the CRA. This proposal would be detrimental to the development of low income housing in low income census tracts/ or low income communities.

Linda Delaney
Syracuse Department of Community Development
201 East Washington Street - Room 602
Syracuse, New York