Federal Deposit
Insurance Corporation

From: Dot Christenson [mailto:christjm@email.uc.edu]
Sent: Monday, October 18, 2004 10:17 AM
To: Comments
Subject: SPAM::CRA must remain in full force for all but the smallest banks

FDIC:

CRA has been extraordinarily important to communities like Cincinnati for support of affordable housing development and housing services such as homeownership and predatory lending counseling. I oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities.

Dorothy Christenson, Retired
Executive Director of the Better Housing League
3430 Morrison Place
Cincinnati, OH 45220