Federal Deposit
Insurance Corporation

From: Pat Bomus [mailto:pat.bomus@unitedway.org]
Sent: Monday, October 18, 2004 12:07 PM
To: Comments
Subject: RIN# 3064-AC50
Importance: High

I oppose the FDIC's proposal to allow banks with assets above $250 million
to be examined as small banks under the Community Reinvestment Act. This
policy would reduce lending, investments and services in low-income
communities.

Pat Bomus
Community Impact Manager
United Way of Morris County
P.O. Box 1948
Morristown, NJ